Financial Management

HOA financial tracking built for volunteer boards.

HOA-specific income and expense tracking: dues, reserves, budgets, reconciliation, and audit reports. Not a full double-entry accounting system; everything a self-managed board needs to stay organized and hand clean numbers to your CPA.

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Reserve Fund Planning

Track every capital item your community will need to replace: roofs, parking lots, HVAC, fences. Straight-line depreciation calculates exactly how much to set aside each month. See your funded percentage at a glance and know before a special assessment becomes necessary.

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Budget Forecasting

Run what-if scenarios before budget season starts. Raise dues 5%, add a special assessment, or trim landscaping; projected surplus or deficit updates instantly. Walk into the vote with the numbers already worked out.

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Annual Budget Planner

Set per-category budgets (landscaping, insurance, utilities, reserves) for the year. As expenses are recorded, actual spending tracks against budget in real time. No surprises in December.

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Expense Tracking

Record every dollar spent: landscaping contracts, utility bills, insurance premiums, repair invoices. Categorized, filterable, and exportable. Your full spend history in one place.

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Recurring Expenses

Set up monthly, quarterly, or annual expenses once and let the system post them automatically. Monthly landscaping, quarterly pest control, annual insurance. Never forget to log the same bill again.

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Bank Reconciliation

Reconcile your books to your bank statement every month without a spreadsheet. Check off cleared payments and expenses, watch the running difference calculate in real time, and close the period with a locked, auditable record.

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Audit-Ready Financial Reports

One-click printable reports covering income collected, expenses by category (budget vs. actual), reserve fund status, and delinquency aging. Includes a signature block. Hand it to your auditor or CPA exactly as printed.

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QuickBooks Export

Export dues income and expenses as QuickBooks-compatible CSVs. Hand the file to your accountant or CPA and skip the manual data entry. AffordableHOA is HOA-purpose financial tracking, not a full double-entry accounting system; the export bridges the two.

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1099 Vendor Summary

At tax time, pull a one-click report of every vendor paid during the year. Vendors over $600 are automatically flagged for 1099-NEC filing. EIN, mailing address, and totals. Hand it straight to your accountant.

Nothing is locked behind a higher plan

Every financial feature listed here is available on every AffordableHOA plan. Reserve fund planning, QuickBooks export, audit reports: all of it starting at $49/month.

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