Payments & Dues

Dues collected online. Money lands in your bank.

Residents pay by card or bank transfer. Autopay handles the forgetters. Late fees run themselves. You just watch the collection rate climb.

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Stripe direct deposit: money never touches us

AffordableHOA uses Stripe Connect so dues flow straight from a resident's card or bank account into your HOA's Stripe account, and then into your bank. We are never a middleman holding your money. Your board decides whether the processing fee is passed to residents or absorbed by the HOA.

Stripe is the same payments infrastructure used by Amazon, Shopify, and Lyft. PCI-compliant, encrypted, and trusted by millions of businesses.

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Credit & Debit Card Payments

Residents pay from their portal with any major card. Money is deposited to your HOA bank account within 2 business days. Standard Stripe card processing fees apply (typically 2.9% + 30ยข).

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ACH / Bank Transfer

Residents link their bank account and pay directly via ACH. Lower fees (0.8%, capped at $5) than card payments. Enable or disable per community from your settings panel.

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Autopay

Residents save a card or bank account and turn on autopay. Dues are collected automatically on the due date you set. No reminders, no late fees, no friction for anyone.

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Automatic Late Fees

Set a grace period (e.g. 15 days) and a late fee amount. The system automatically marks overdue dues and adds the late fee. No board member needs to do anything.

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Payment Tracking & History

See at a glance who has paid, who is overdue, and who has outstanding balances. Filter by unit, status, or month. Export to CSV for your records or your accountant.

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Payment Plans

When a homeowner falls behind, offer a structured installment plan. Set the schedule, track each payment, and close the plan automatically when the balance is settled.

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Due Date Reminders

Automated email reminders go out before and after the due date so residents never claim they forgot. You configure the timing; the system handles the sending.

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Delinquency Reports

Pull a real-time aging report showing every overdue account, how many days past due, and the total balance. Print it or hand it to legal counsel if it comes to that.

No per-transaction fee from AffordableHOA. Standard Stripe processing fees apply (card: 2.9% + 30ยข per transaction; ACH: 0.8% capped at $5). Your board chooses whether residents or the HOA absorbs this cost. See exactly what that means in dollars for your community →

Nothing is locked behind a higher plan

Every payment feature listed here is available on every AffordableHOA plan. Flat monthly pricing starting at $49/month. Every payment feature included, no per-payment platform fees, no "Pro" tier.

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